What's left to spend, for one or for two

SpendWe tells you what's left to spend, not just what you spent. Add an expense with a few taps, scan a receipt, and share one budget with your partner across iPhone and Android, without a bank connection or an email sign-up.

See what's free

Free forever · Works offline · No bank connection · No ads

Coming soon to the App Store and Google Play

SpendWe iPhone home screen for a household: what is left to spend this month, the daily allowance and who paid what
Example data shown
Add with a few taps

Add it before the receipt hits your pocket

Type the amount, tap a category: it's saved. The categories you use most at that time of day come first.

See every feature · Add expenses by voice

  • Fast add: a keypad and category tiles; tapping a tile saves.
  • Quick add in plain words: type “24.80 coffee with Sam” or “12 lunch yesterday” and SpendWe fills in the amount, category, date and note. If a sentence is unclear, SpendWe shows what it understood before saving.
  • Apple Pay auto-log (iPhone): a Shortcuts automation you set up sends each Wallet purchase's amount, merchant and date to SpendWe. The app never reads your Wallet.
  • Unlimited expenses, free: logging is never metered, and 122 built-in categories are yours to rename, recolour and nest.

Or type it

24.80 coffee with Sam
Amount €24.80 Category Café / Bar Date Today Note with Sam

Tap a tile to save

Your money explained

Not more charts. The three things worth knowing

Insights compares this month with the same point last month and tells you, in one sentence, what changed, what's running out and where you'll land.

How Insights works · Budgets and alerts

Change

You're spending 9% less than by this point in October

€445.64 so far, against €490.21 by this date in October.

Heads-up

Your Transport budget runs out around the 27th

€101.10 left of €150 at your current pace.

Forecast

You'll finish approximately €915 under budget

If the rest of the month looks like the first nine days.

Pace vs last month

€44.57 under last month's pace
Budget €2,400
NovemberOctoberBudget

Daily spending

Friday the 6th cost the most so far: €64.10

One household, two phones, no awkward maths

Share one budget with a one-tap invite. Each of you adds expenses from your own phone, iPhone or Android, and sees who paid what. A flatshare or a family can add more people, and settling up still works the same way.

Shared expenses for couples · How to split expenses with a partner

  • Who paid what: every expense shows its payer, and the month shows each person's share.
  • Settle up: split equally, or in proportion to your incomes; one tap records the transfer and resets the balance. With more than two people, SpendWe suggests payments to settle everyone's shared balance. Incomes stay on your phone; only the percentages are shared.
  • Reactions & comments: a heart on the anniversary dinner, a question about that hardware-store bill.
  • Sync you can see: shared totals show when they last synced, so you can tell when an offline phone may need to catch up.
  • Free to create, free to join: sharing a household is on the free plan, no sign-up is needed, and everyone you invite joins free.
Receipts & statements

Point the camera. SpendWe reads the rest

Your phone reads the receipt: merchant, total, date and category, in French or English, from home or abroad. Turn on AI and every item is read from the photo too.

The receipt scanner · Bank statement import

  • Scan with currency conversion: a receipt in dollars is saved in your currency and keeps the original amount.
  • PDF bank-statement import: catch up on a month in one go, from a file you choose. No bank login.
  • Line items: mine, yours, ours: split one shop item by item; settle up follows.
  • Price memory: “€1.15 · last €0.98 at Lidl”, kept on your phone only.
  • Warranty & returns reminders: a nudge 3 days before the return window closes and before a warranty ends.

The small things that make it stick

  • Recurring bills

    Track the bills that come back, mark one paid in one tap and get a reminder: free. Pro adds the 7 and 30 day forecast and automatic logging.

    Free · more with Pro
  • Trips & plans

    Group a holiday, a wedding or a renovation: add in the local currency, see it in both, and settle up just for that plan.

    Pro
  • Ask SpendWe

    Ask about your spending, read your month in a few words, get category suggestions and a tidier receipt. It runs through SpendWe's server, which asks Anthropic's Claude model, and only when you turn on Use AI (what is sent).

    Pro
  • On the web too

    Use SpendWe in a browser: sign in at spendwe.com/app with the email on your account. Editing there is part of Pro, or free in a shared household.

    With an account
  • Savings goals

    Put money aside for something and see when you'll get there at your pace.

    Free: 1 goal · Pro: unlimited
  • Monthly recap

    Your month on one card, made on your phone, shared only if you choose.

    Free
  • Widgets

    “€88.83 left today” on your Home Screen, and on the Lock Screen on iPhone. On Android, a Quick Settings tile adds an expense from anywhere.

    Free
  • Meal vouchers

    Track your Swile, Edenred or Up balance alongside your card spending.

    Free
Private by design

Your spending is nobody else's business

No ads, no ad trackers, and your data is never sold.

  • Works offline, no email sign-up

    Your financial entries stay on your phone unless you turn on backup or household sharing. The app may still request configuration updates and send crash diagnostics.

  • No bank connection

    SpendWe never asks for your bank login. Statements come in only as files you choose.

  • No usage analytics in the app

    We don't track what you tap. Crash reports are used to diagnose failures; we do not intentionally include financial entries in them.

  • Export anytime

    A full JSON backup or CSV spreadsheet whenever you like, on the free plan too. You can always leave.

Read the privacy policy

Free for everyday tracking. Pro when you want more

No hard paywall and no limit on how much you log. Pro pricing is planned; purchases are not available until the store listings open.

SpendWe Pro · for one person

Weekly
$1.99
per week · planned

No free trial

Lowest per month
Yearly
$24.99
per year · planned

About $2.08 a month

2-week free trial in the apps

Monthly
$3.99
per month · planned

3-day free trial in the apps

SpendWe Pro Household · for couples, families and flatmates

Pro for everyone in your household

One person pays, and Pro covers them and every member of their household, up to 6 people, on iPhone, Android and the web. Someone who joins later is covered; someone who leaves stops being covered. Sharing and joining a household stay free without it.

$2.79
per week · planned
$5.49
per month · planned
$34.99
per year · planned

About $2.92 a month

All prices plus applicable tax

In the apps, Pro is planned with a 2-week free trial on Yearly and a 3-day free trial on Monthly, for new subscribers (Weekly has none); your partner joins free, and there is no hard paywall: the free tier stays free. Pro purchases and restore are not available yet. When they launch, Pro will be tied to your SpendWe identity so it can follow you between iPhone, Android and the web.

Free vs Pro
FeatureFreePro
Everyday tracking
Unlimited manual expenses, all 122 categories
Budgets & alerts
Both languages, themes, currencies
CSV / JSON export & import
Full offline use, no account
Fast add & quick add
Apple Pay auto-log (iPhone)
Meal vouchers
Widgets
App lock (Face ID, fingerprint or passcode)
Import a Splitwise export
Understanding
Charts for the current and previous month
Full statistics history
Monthly recap
Weekly & monthly summary notifications (Android)
Savings goals1 goalUnlimited
Track bills, mark paid, one reminder per bill
Bill forecast (7 and 30 days) and automatic logging
Trips & plans
AI: ask about your spending, month summary, category suggestions
Receipts & statements
Receipt scanning (checked by AI when Use AI is on)1 / weekUnlimited
PDF bank-statement import
Line-item split (mine / yours / ours)
Price memory
Warranty & returns reminders
Together & cloud
Backup & restore with a free account
Keep all your own devices continuously in sync
Create a shared household
Join someone else's household
Pro for everyone in your household (up to 6 people)With Pro Household
Settle up & fair split
Reactions & comments

Creating and sharing a household is free: your partner or housemates join free, and every member of a shared household stays in sync with it. Signing in is always free. Pro's continuous sync is for one person keeping several of their own devices up to date.

Pro Household is a weekly, monthly or yearly subscription. It covers the person who pays and everyone in their household (a household holds up to 6 people); it is not Apple Family Sharing.

Export and import are never behind Pro. The prices shown are planned prices; no store purchase is available yet.

Questions

Is SpendWe free?

Yes. The free plan has no ads and no limit on how many expenses you log, and it includes budgets and alerts, charts for this month and last, 1 receipt scan a week, backup with a free account, export and import, and creating or joining a shared household. Pro is planned for unlimited receipt scanning, PDF statement import, full history, the 7 and 30 day bill forecast with automatic logging, trips and plans, warranty reminders, price memory, the AI features, weekly and monthly summaries, and keeping several of your own devices continuously in sync. Purchases are not available until the official store listings open.

Is there a free trial?

Yes, in the apps, for new subscribers: Pro Yearly is planned with a 2-week free trial and Pro Monthly with a 3-day free trial; Pro Weekly has no trial. The store shows the trial, the price and the renewal date before you confirm. If you share a household, your partner joins free either way. Nothing can be bought yet.

How do I cancel?

Once Pro is on sale, subscriptions will be managed by the store you bought from. On iPhone: Settings → your name → Subscriptions (or apps.apple.com/account/subscriptions). On Android: Google Play → Payments & subscriptions → Subscriptions (or play.google.com/store/account/subscriptions). Bought on our website, it will be handled by Paddle, our reseller: cancel from the web app's Account page or the link in your receipt. Uninstalling the app does not cancel a subscription. Purchases are not available yet.

Do I need an account?

No. The app works completely offline, and you can even link up with your partner without signing up: SpendWe handles that behind the scenes. Adding your email address is optional: it's what backs your data up, so you can get everything back if you lose, reset or replace your phone, and keep several devices in sync.

Do you connect to my bank?

No, never. You add expenses yourself, scan receipts, or import a PDF statement you downloaded. SpendWe never asks for your bank login.

How does the couple / household feature work?

One person creates a household, on the free plan, and shares a one-tap invite. Everyone else joins for free, and from then on every phone, iPhone or Android, sees the household budget and every expense in it. You can see who paid for each expense, and anyone can leave at any time. It is built for two, but a household can hold up to 6 people: SpendWe suggests payments to settle everyone's shared balance.

Can my partner or family get Pro too?

Yes, with Pro Household, which is planned: one person pays, and everyone in their household gets Pro, up to 6 people, whichever phone they use. Anyone who joins the household later is covered too, and someone who leaves stops being covered. It is a weekly, monthly or yearly subscription. Without it, your partner can still join your household for free and share every expense; only the Pro features are per person. Nothing can be bought yet.

Does receipt scanning send my photos anywhere?

Text recognition runs on your device first. If Use AI is on (the app asks you when you first open it), each scanned photo, reduced in size and without its location or other metadata, and the text read from it are sent to Anthropic's AI to read every item; SpendWe's server never stores the photo. With Use AI off, nothing about the scan leaves your phone. If you use backup or a shared household, your saved expenses are stored in your private, access-controlled cloud space, and so are the receipt photos you choose to keep and back up (you can keep them on the phone only, or not keep them at all).

Can I get my data out?

Always, on every plan. Export a complete JSON backup or a CSV spreadsheet at any time from Settings. Importing is just as easy, with a fill-in template provided. Coming from Splitwise? Export your group as a spreadsheet and import it.

Which devices are supported?

iPhone and iPad (iOS 18 and later) and Android phones and tablets. Apple Pay auto-log is iPhone-only. With an account, you can also use SpendWe in a browser at spendwe.com/app (editing there is part of Pro, or free in a shared household); scanning, widgets and the app lock stay on the phone.

How do I delete my account and data?

In the app: Settings → Automatic backup → delete your account. You can also request deletion from our account deletion page.

Know what's left. Start with a few taps

SpendWe is coming to the App Store and Google Play.